When serving a garnishment at a business, which is often the best contact?

• A. The owner
• B. Security Supervisor
• C. Human Resources (HR)
• D. The receptionist

Answer: (C)

Human Resources is the best contact when serving a wage garnishment because they manage payroll and employee records, which is exactly what a garnishment affects. They’re the team responsible for processing pay and applying deductions, so they can ensure the court order is implemented correctly and promptly for the right employee. HR can verify the employee’s employment status, handle withholding in accordance with the law, and coordinate remittance to the creditor, reducing delays or errors. Serving it to HR also helps protect confidentiality and ensures the process aligns with payroll procedures and record-keeping.

While an owner might be involved in overall business decisions, they aren’t typically the one handling payroll deductions. A security supervisor focuses on safety and access control, not wage withholdings. The receptionist handles front-desk duties and may not have the authority or access to process or document the garnishment properly.